Let's Help You...Lower Your Payment|Lower Your Rate|Get Your First Home|Get Your Dream Home|Get Cash Out

Whatever your goals are we are here to help!
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Refinance with Historically Low Rates!


Lower Monthly Payment

Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.

  • Good For
  • icon Extra Monthly Money
  • icon Retirement Savings!

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

  • Good For
  • icon Home Improvement
  • icon Paying high-interest debt

Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

  • Good For
  • icon Lower money towards interest
  • icon Paying off the home sooner!

Welcome To HomeBound Loans, Inc. dba, HBLending, LLC

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At HomeBound Loans, Inc. dba, HBLending, LLC, Amit Gandhi, treats each customer as an individual, not a number. We value your relationship and consideration to assist you in the financing of your new home, that you will know each member of our Team on a first name level and best of all, the hours which we are available are not your typical 9am-5pm.

We don't place you into a loan profile formula created by the banking industry and most of all...

We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders with access to more than 100 Investors & Lenders. This allows us to get you not only the most competitive rates and loan programs but also the ability to close with the rate/terms provided. 

Financing Products available via our broker channel of investors and lenders:

Fixed Rate Programs (Fully Amortized)
30 Year Fixed Rate, 20 Year Fixed Rate, 15 Year Fixed Rate, 10 Year Fixed Rate 

Variable Adjustable Rate Mortgage Programs (30 Year Amortization) 
1 Year ARMs, 3 Year ARMs, 5 Year ARMs, 7 Year ARMs, 10 Year ARMs, 15 Year ARMs

Conventional Financing
(2021 Max loan limit in Texas for a first Mortgage up to $548,250)

Jumbo (Non-Conforming/Portfolio)
financing First Mortgage is higher than the conventional loan limit for 2021 ($548,250)

Purchase Money Second Liens: (ie.)
"80/10/10" or "80 /15/5" mortgage financing (Ask for details!) 

VA Home Loans (Veteran Affair) helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.VA Home Loans are provided by private lenders, such as banks and mortgage companies and brokers. VA guarantees a portion of the loan, enabling the lender or broker to provide you with more favorable terms.

FHA - Federal Housing Administration: provides mortgage insurance on loans made by FHA-approved lenders.
FHA insures these loans on single family and multi-family homes in the United States and its territories. It is the largest insurer of residential mortgages in the world, insuring tens of millions of properties since 1934 when it was created.



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We work conforming and non-conforming real estate loans.

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Today's Rates *

*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote or commitment to lend: 

Please contact your mortgage broker at 972-213-5368 for an accurate quote based on your specific scenario or Email me

Deciding which loan is right, can be a difficult decision. We're here to help. Click for more

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The Advantage Working With Amit Gandhi at Homebound Loans, Inc. 


Local Knowledge

We know the area, the market and we're part of your community, not a bot on the net :). You will only need to remember the three same names in the mortgage loan process. 


Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs with Amit's team and consistency averaging standard 24-48 hour turn time!

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Best in Class Service

Don't worry, we wont ever hand you off to another department, we understand the process can be stressful at times.That's why Amit has a designated team dedicated solely to his clients. 

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

You will always know where we are in the home financing process by Amit himself. By your preferred method, Phone, Text, Email, WhatsApp, Video, You name it!


We can help you lock in a long term fixed rate and get out of your ARM.

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The HomeBound Loans, Inc. dba, HBLending, LLC Address

Contact Us:

Phone: (972) 213-5368

Address: 5027 Empire Way
Irving ,TX

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed

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Get started with our easy online application.

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There are lots of good reasons to choose an FHA loan.

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Calculate Monthly Payment*

Calculate Monthly Payment
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.